Yes, you can dispute it with the credit bureaus and it will be marked as such on your credit report, but it is still calculated in your credit score. No one will do anything you can't do for free. Keep reading, here are a bunch of good guides on how to do it yourself. If you need to repair your credit, you probably shouldn't spend money on things you can do for free.
They recently posted a secured credit card that uses your loan balance to get started, so it becomes another credit card on your report after 3 months. I started a credit repair company after dealing with companies like Lexington Law and feeling like they were taking advantage of me. The credit repair games I have chosen to play were only necessary because I was stupid when I was younger. All I did was pay off my debt and open credit card accounts, starting with OpenSky (I closed that one as soon as I got a credit card from a reputable bank).
I am very busy and sincerely love the idea of hiring someone to do the footwork in repairing my credit. Credit glory is not month-to-month, but they eliminated 90 questions in 3 offices, but stagnated in moly credit eliminations. Everyone else spends their time advertising and never finishes repairing the credit, especially law firms, as they are paid to prevent it from being finished sooner. I've heard that it shows that I've been able to handle credit and that my available credit isn't high, so my credit score should improve.
I was so happy after years of having a poor credit score that I kept applying for more cards, which is why I ended up being approved for 6 Amex for the past year, plus my line of credit increased by 6.Never pay someone else to repair your credit or pay for information on how to do it yourself.
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